![]() Macros reduce the work effort: You only create macros one time.If no errors manage to sneak in there, then the Excel macro will operate error-free every time. In a macro, only the creation process has error potential. Especially in complex command sequences and frequently repeated tasks, mistakes are quickly made that derail the entire functionality of the sheets you are working on. Macros reduce the error rate: With every directive that you manually enter into Excel, you increase the probability of an incorrect entry.Macro technology offers a vast number of decisive advantages that make it a must for anyone who wants to get the most out of their calculation software: But you have chosen a rather tedious way to work. If you previously, either consciously or unconsciously, refrained from creating macros in Excel, this doesn’t necessarily have a negative effect on your Excel files. Click on an individually created button.For the execution of a macro, you have the following three options: For example, the “Worksheets” collection object causes the statements in the macro to apply to all worksheets. With the help of collections, macros can also perform actions on a whole group of objects. For example, a “Close” method exists for the “Workbook” object that can be used to close the selected workbook as well as the “ActiveSheet” property that represents the sheet currently active in the workbook. By setting the properties and invoking their methods, you can edit the different objects. All available objects are related to each other in the hierarchical object model and are reflected approximately in the visual user interface, which provides buttons and input boxes for interaction with the application. Each one features specific properties and methods. Thanks to the language, you can easily create your own Excel macros that automatically execute defined routine commands, or add new functions to the spreadsheet calculation (i.e., algorithms for data analysis).Įxcel provides various elements of the user interface in the form of hierarchically organized program objects. There’s an integrated macro-recording tool for this purpose that uses the Visual Basic for Application ( VBA) script language, which is also used in the Microsoft Office Word, PowerPoint, Access, and Outlook programs. So it comes as no surprise that the possibility to create macros in Excel is one of the core features of the spreadsheet program. Anyone familiar with the program learns to appreciate the various functions but at the same time, most people quickly develop a reluctance to constantly repeat routine tasks or repetitive actions that can’t easily be performed using the standard user interface. ![]() Excel is also used in business: With the software, project plans, hours lists, or budget plans are realized just as easily as graphical representations of sales figures, profits, or losses. Using Excel spreadsheets, which forms a key component of the Microsoft Office Suite, Windows subscribers have been working with this program for years to create budgets, individual calendars, and a whole host of other projects. Microsoft Excel is the most sought-after solution for processing, analyzing, and presenting data.
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![]() In order to keep the crate as a positive space for your dog, simply lure her in and out with treats or toys. ![]() DON'T use force to remove or put your dog into her crate.This is especially true for young puppies, who can't sleep through the night without going out to relieve themselves. DO let your pup out of the crate if you suspect she has to go potty."But your dog should have many more pleasant experiences with her crate with treats, puzzle toys, and meals to counteract any possible unpleasant associations." If the puppy is out of the crate and moving around you are wise to get them out for a bathroom break every 10 20 minutes. "It's fine to use the crate sparingly as a brief time-out place," Nastanski says. DON'T use your dog's crate as a form of punishment.If you need to use a dog crate for your pooch during the 8 or. If you need to crate your dog while you're at work, always make sure you have a scheduled time when your dog is out of the crate to break up the day. In any case, you should avoid crating your puppy for long periods of time. To keep your dog healthy and happy, use the info below as a guideline for maximum crate time. According to Nastanski, dogs' body systems and elimination slow down while they sleep, which is why many adult dogs can sleep all night without needing to go outside. Puppies and younger dogs don't have as much bladder control, so the maximum time for an 8- to 10-week old puppy is 30–60 minutes. Scheduled short naps in their crate or kennel is a good way to get crate training started off on the right paw. If you find it helpful to have a calendar on your fridge that notes your weeks important activities, make one for your pup too. ![]() 8:30am Feed your puppy the first meal of the day. For your new dog, a daily schedule really does mean. DO stay mindful of the amount of time you leave your dog in her crate. Crate Training 8am Take your puppy out of the crate to toilet as soon as she wakes up.Nastanski strongly recommends consulting a professional to address your dog's anxiety or fears. DON'T crate train a dog with separation anxiety or other fears and phobias-she might panic, cry, and harm herself while trying to escape the crate.You could also use a bowl, but that can make a mess. DO attach a water bottle to your dog's crate when she needs to be crated for more than two hours. 6am or as early as possible - Puppy will be very excited to see you and desperate for the toilet - take your puppy out first thing for a toilet break. Certain objectives such as Secure Objective and Bomb are great for Gridlock as she can deploy Trax Stingers to prevent defenders from retaking the objective. Her gadget makes up for lousy weapon choice, but it depends on your play style and game mode as to how good she is. Gridlock is a little slower than most attackers, sharing the three armour and one speed stats to shield users. Even if it is a tiny Trax Stinger, it still deals 10 damage. Explosives will clear most, if not every single Trax Stinger. Defenders will take 10 points of damage per Trax Stinger stepped on, no matter if they're armoured, blown into it via Nomad's gadget. However, destroying them or accidentally walking into them will make a big noise, which can alert you to an incoming enemy player. You can throw it through holes blown in the floor with a shotgun, or above a reinforced wall that you've blown a hole through. It goes a fair distance away from the centre, around three Trax thick in total, so it is very obvious when fully deployed. The Trax Stinger is a thrown gadget that sticks to the ground, before deploying more Trax around it. ![]() ![]() Breaching charges do help your team a fair bit, but the combination of her gadget and the smoke grenade is too tempting to pass up. If you suspect that there is a roamer nearby or another defender in the area you're attacking, smoke grenades can help disguise the fact you have some Trax Stingers out. Gridlock has a choice between either the smoke grenade or the breaching charge. The SDP 9mm pistol has better damage and recoil, but this semi-automatic pistol doesn't add much to her kit. The Super Shorty makes a bit more sense for her, given that she can use this to breach through walls, though it does have only 3 shots per reload and a massive recoil - though attaching red dot sight is a nice touch. She also has a choice of secondary weapons between the Super Shorty and the SDP 9mm. It also comes with a really nice scope that's a variant on the ACOG, so make sure you slap it on the LMG. She's still one of the weaker attackers, but the LMG makes things a little better for her. The M249 SAW has better damage, and worse fire rate, but is also a much better weapon, and even comes with a side-mounted magazine for faster reload. It can equip plenty of scopes and attachments, but it has one of the worst attacking damage for an AR, and the recoil veers off to the right with a prolonged burst. Gridlock's weapons has the F90 assault rifle and the M249 SAW LMG. ![]() In our guide, we'll be going over the stats, weapon loadouts, gadgets, and her ability to see how useful she is, as well as some tips for using her, which operators she's good against, and counters to her abilities. You can also head back to our Rainbow Six: Siege operators guide, which has links to each individual operator, as well as an overview on the more universally useful ones and which ones beginners should consider learning. With effective use of our Rainbow Six Siege guide hub, you can get the most out of using Gridlock. Gridlock does have more to offer however for players new to the game, and those who have been veterans for the entire four years of updates to this strategic shooter. This operator is the bane of any roaming defenders, thanks to her little presents - her Trax Stingers. Gridlock's been out for a few weeks now and players have been able to get lots of data on how good she is. ![]() ![]() What Book is 'Outlander' Season 7 Based On? Where to Buy the Series 'Outlander' EP Maril Davis Isn’t Happy the Starz Show is Ending, Confirms WGA Strike Has Impacted Season 8 Production 'Outlander' Season 8: Everything We Know So Far About the Final Season of the Starz Hit Show 'Secret Invasion' Easter Eggs: 5 Things You May Have Missed in Episode 1 'Secret Invasion' Episode Guide: How Many Episodes of 'Secret Invasion' Will There Be on Disney+? Stream It or Skip It: 'Secret Invasion' on Disney+ Finally Puts Samuel L. 'Secret Invasion's AI Credits Are Part of a Long History of Marvel Undervaluing Artists Why Josh Hartnett’s Wife Won’t Be Watching His ‘Black Mirror’ Episode 'Black Mirror's 'Loch Henry' Ending Explained: Did Janet Really Kill Pia? What Does ‘NF’ Mean in ‘Black Mirror’ Episode “Demon 79”? 'Jagged Mind’ Ending Explained: Hulu Delivers Lesbian Time Loop Gaslighting, Just In Time For Pride Is 'The Blackening' Streaming on Netflix, Prime Video, or Max? Stream It Or Skip It: 'There's Something Wrong with the Children' on Prime Video, a Lightly Underwhelming Excursion into Creepy-Kid Horror Tropes ![]() Is 'Elemental' Streaming on Disney+ or Netflix?Įva Longoria Says She "Berated" the Studio Into Letting Her Direct 'Flamin' Hot': "And I Got It!" Wes Anderson's 'The Wonderful Story of Henry Sugar' Headed To Netflix, Not Movie Theaters 'Zoey 102' Trailer Reveals Logan And Quinn Are Getting Married: Here's Everything We Know 'The Idol' Series Premiere Recap: The Harder They Come 'Love To Love You, Donna Summer' Is Homespun Meditation On Life Of Disco Aphrodite ‘Jelly Roll: Save Me’ Captures Big-Hearted Appeal Of Rapper Turned Country Singer Stream It Or Skip It: 'Chevalier' on Hulu, the Historically Fictionalized Bio of French Composer and Revolutionary Joseph Bologne Stream It Or Skip It: 'Take Care of Maya' on Netflix, a Documentary Illuminating Another Terrible Flaw in the U.S. Stream It Or Skip It: 'How Do You Measure a Year?' on Max, a Heartbreaking Oscar-Nominated Short Chronicling One Girl's Growth from Toddler to Teenager 'The View': Joy Behar Says "Human Incompetence" Is to Blame for Sinking of the Titanic and Missing Submersible Stream It or Skip It: 'The Stroll' on Max, a Vibrant and Essential Queer Documentary about Trans Sex Workers Where Was ‘The Mule’ Filmed? Discover the Filming Locations for the Clint Eastwood Movie Stream It Or Skip It: 'Armageddon Time' on Prime Video, in Which Director James Gray Wrestles With His Own Autobiographical Reminiscence 'Flamin' Hot' Is A New Kind Of Faith-Based Movie, One In Which The God Being Worshipped Is A CEO James Cameron Shares Terrifying Story About His Failed Titanic Submersible Dive: "Things Started to Fail" at Around 26,000 Feet Deep Stream It Or Skip It: '85 South: Ghetto Legends' On Netflix, Comedy Trio Brings Their Freestyle Party Vibe To The Masses Stream It Or Skip It: 'Polite Society' on Peacock, a Fun, Vibrant Action-Comedy from Talented Director Nida Manzoor Hilaria Baldwin Reacts To Amy Schumer's "Sociopath" Jab on Netflix: "It Is a Ridiculous Thing to Be Cruel to Another Person"Īyo Edebiri Is Taking Gen Z Energy Mainstream Shop Disney: Marvel, Star Wars, More Pride Collections for Pride Month 2023 Stream It Or Skip It: 'John Early: Now More Than Ever' On HBO Max, The Comedian Goes Rock Star Diva Mode Let’s Get Loud! 7 Movies to Stream on Netflix in Celebration of Pride Month 2023ħ LGBTQ+ TV Shows to Stream in Honor of Pride Month 2023
![]() Investor interest in the deal was incredibly strong, he added, “as reflected in tighter credit spreads and a lower attachment compared to Bellemeade 2020-1. Jim Bennison, executive vice president, alternative markets for Arch MI, said: “Investors have gotten much more comfortable with mortgage credit risk over the past several months as the effect of COVID-19 on the housing market becomes clearer. There are also $128 million class M-1C notes with a coupon equal to one-month Libor plus 400 bps, $89.8 million class M-2 notes with a coupon equal to one-month Libor plus 600 bps and nearly $18 million class B-1 notes with a coupon of one-month Libor plus 850 bps.Īn additional $25.7 million was placed with a panel of reinsurers. For more information, please visit MILN is funding its reinsurance obligations through the issuance of five classes of amortising notes with 10-year legal final maturities.The deal includes just under $92 million class M-1A notes with a coupon equal to one-month Libor plus 230 basis points, and $95.5 million class M-1B notes with a coupon of one-month Libor plus 320 bps. Arch MI’s flagship mortgage insurer, Arch Mortgage Insurance Company, is licensed to write mortgage insurance in all 50 states, the District of Columbia, and Puerto Rico. Updated Weekly Arch Global Chief Economist Parker Ross and Director of Real-time Inheritance Economics Leonidas Mourelatos cover the week’s page in the U.S. Headquartered in Walnut Creek, CA, Arch MI’s mission is to protect lenders against credit risk, while extending the possibility of responsible homeownership to qualified borrowers. Discover Arch Mortgage Assurance Company (Arch MI), a leading provider of private mortgage travel (PMI) related and services, based in Greensboro, North Carolina. mortgage insurance operation, Arch MI, is a leading provider of private insurance covering mortgage credit risk. For more information, visit or call 56.Īrch Capital Group Ltd.’s U.S. The company provides lending organizations with full control of their data and creates a truly seamless workflow for complete automation and compliance adherence. OpenClose’s core solution, LenderAssist™, is comprehensive loan origination software that is completely engineered by OpenClose using the same code base from the ground up, thus avoiding the problems that often accompany assembling best-of-breed applications or acquiring disparate technologies in an effort to create an end-to-end platform. The company provides a variety of 100 percent web-based solutions for lenders, banks, credit unions and conduit aggregators. “Both OpenClose and Arch MI are committed to maximizing value for lenders, which this integration showcases.”įounded in 1999 and headquartered in West Palm Beach, Florida, OpenClose® is a leading enterprise-class, multi-channel loan origination system (LOS) mortgage software solutions provider that cost effectively delivers its platform on a software-as-a-service (SaaS) basis. “Put simply, this integration eliminates manual steps and allows our customers to tap Arch MI’s RateStar solution to price mortgage insurance coverage based on loan risk, which ultimately helps originators offer eligible borrowers the best pricing for their specific loan scenario,” said Vince Furey, senior vice president of lending solutions at OpenClose. Not only will they be able to quickly obtain RateStar quotes from within OpenClose’s multi-channel LOS, the integration will also eliminate the cumbersome re-entry of data and increase their productivity.” “The completion of this RateStar integration means that LenderAssist customers now have access to a more competitive, sophisticated and dynamic MI pricing solution than conventional rate sheets. “We are pleased to be the first MI company to partner with OpenClose,” said Chris Hovey, executive vice president and chief operating officer at Arch MI. Live MI pricing is returned in seconds and stored in LenderAssist for future reference. LenderAssist users can then select the best mortgage insurance option for their borrowers and automatically apply the selected Arch MI product and pricing to their loan. As a result of the integration, LenderAssist users can call up RateStar pricing at the press of a button, then view side-by-side comparisons of multiple live Arch MI products and rates. RateStar is a risk-based pricing program that matches Arch MI’s most competitive MI rates more precisely to individual loan risk. 21, 2017 – Arch Mortgage Insurance Company (“Arch MI”), a leading provider of private mortgage insurance (MI) and a wholly owned subsidiary of Arch Capital Group Ltd., and OpenClose®, a multi-channel loan origination system (LOS) and mortgage software solutions provider, have completed a new integration allowing immediate access to Arch MI RateStar® pricing from within the OpenClose LenderAssist™ LOS. Enhancement provides easy access to Arch MI RateStar within OpenClose LOS ![]() of his work there was the publication of his famous books on seapower. Mahan remains today a larger-than-life figure, his famous theory of a. Alfred Thayer Mahan, an officer in the United States Navy, was born September. Naval Academy and became a renowned naval strategist and historian. italics added75 ALFRED THAYER MAHAN ON LOCKWOOD'S STUTTERING There was, however. Their oldest son, Alfred Thayer, chose the U.S. He was also a recognized authority on military engineering and wrote several books that were considered standards in his. I feel better for reading it, but i couldn't say that I would again. Abridgement of: The influence of sea power upon history, 1660-1783, together with extracts from The influence of sea power upon the French Revolution. Dennis Hart Mahan was born in New York City on April 2, 1802. Naval Institute Award of Merit, the Navy League Award for Literary Achievement, the John Lyman Book. He wrote and edited numerous books and articles on American history, including Letters and Papers of Alfred Thayer Mahan and The Papers of Henry Clay. My only major gripe is the detail the book goes into regarding the sea battles, its really not needed and although one fleet beat another this tends to drift from the main focus of the book, the influence of seapower. Robert Seager II (1925-2004) taught college history for forty years. but these are all quite dated with discussions related to fire ships, torpedo cruisers etc. The real value of the book is the examples that are given such as fleet maneuverability (sail vs steam vs galley), fire-power, french vs british fleet turnaround etc. Mahan were advising the president’) As we seek to craft an international maritime. you wouldn't need to get past the first chapter to notice that. His work has been nearly as influential as the famous German military theorist Carl von Clausewitz (1780-1831), and the lesser-known but nearly as influential Swiss. Its not a specific topic I've given much thought, but when thinking about the subject (or even just the title) it is pretty obvious how important seapower has been to the rise of nations, victories and control in war and commerce etc. Alfred Thayer Mahan is arguably the most influential military strategist in American history, and one of the world’s most important naval theorists. Puleston, Mahan: The Life and Work of Captain Alfred Thayer Mahan (New Haven: Yale University Press, 1939) Robert Seager, Alfred Thayer Mahan: The Man and His Letters (Annapolis, MD: Naval Institute Press, 1977) Charles Carlisle Taylor, The Life of Admiral Mahan, 1920, London. The book is written at a time when written english was classy, and although the ideas within may have been a revolutionary awakening at the time I wouldn't say that's the case now. I must be missing something based on the other reviews. ![]() They ain’t gonna take this house,’ ” Roebuck said. When he needed to make home repairs, he turned to reverse mortgages after seeing an ad on television. Leroy Roebuck, 86, rode the bus his entire career to a nearby curtain manufacturer. Those foreclosures wiped out hard-earned generational wealth built in the decades since the Fair Housing Act of 1968 1. When they missed a paperwork deadline or fell behind on taxes or insurance, lenders moved swiftly to foreclose on the home. These elderly homeowners were wooed into borrowing money through the special program by attractive sales pitches or a dire need for cash – or both. USA TODAY’s review of government foreclosure data found a generation of families fell through the cracks and continue to suffer from reverse mortgage loans written a decade ago. In many cases, the worst toll has fallen on those ill-equipped to shoulder it: urban African Americans, many of whom worked for most of their lives, then found themselves struggling in retirement.Īlarming reports from federal investigators five years ago led the Department of Housing and Urban Development to initiate a series of changes to protect seniors. In a stealth aftershock of the Great Recession, nearly 100,000 loans that allowed senior citizens to tap into their home equity have failed, blindsiding elderly borrowers and their families and dragging down property values in their neighborhoods. Patricia Blair looks over the items left in the basement as she prepares to vacate her second-generation home and move into an apartment. ![]() The fate of magical governments or even the entire muggle world might hang in the balance during their adventures. These characters have reached a level of power that makes them special even among wizards, confronting threats to whole regions or wizard academies.Īt levels 17-20, characters achieve the pinnacle of their school of magic’s features, becoming heroic (or villainous) archetypes in their own right. Only well-practiced wizards reach levels 13-16, like Aurors, Hogwarts teachers and members of the Order of the Phoenix (back in the Second Wizarding War). Seventh year students are level 10 while Hogwarts graduates and the majority of adult wizards are levels 11-12. This is when young witches and wizards really come into their own, learning powerful spells and abilities from their school of magic and becoming capable of facing dangers that threaten adult wizards. Fifth-year students are levels 6-7, while sixth-year students are levels 8-9. ![]() Level 5 will typically be covered in the fourth year. The threats they face are relatively minor, usually only posing a danger to other children or small villages. Level 3 is second year and level 4 is third year, and at this point, they have learned to exercise some control over their magic. Levels 1-2 correspond to average first-year students, just being introduced to schools of magic. Levels and Hogwarts YearsĪ character’s early levels can be associated with the magical abilities acquired through different years of school. That abbreviation is used throughout the document to refer to this person, whereas the term "headmaster" will mean the head professor of Hogwarts. HM stands for Headmaster or Headmistress, which is used specifically to represent the Game Master running the game of W&W. In W&W, everyone has access to the same spells (with some clear exceptions). Additionally, because they're all the same class at their core, they all have the same spell list. Although these represent three different classes, all three are built on the chassis of the 5e Sorcerer. Below is a table that converts the 5e terminology into W&W terminology.įor character classes, you'll see three different casting styles. Rulebook sequentially, just like you would with the PHB. The process of character creation remains unchanged, so you need only progress through the W.A.N.D.S. None of 5e's default character options are available in W&W: no races, classes, backgrounds, feats, or equipment are compatible (unless specifically noted, like a handful of feats). While all the core mechanics and rules of D&D still apply, all the character creation options have been replaced. If you are unfamiliar with any of the Harry Potter references, please review the Glossary at the end of the W.A.N.D.S. Part 2 focuses on the changes made to spellcasting and all of the new spells from the Harry Potter series. Rulebook contains new character creation options. Like the 5e PHB, Part 1 of the W.A.N.D.S. Joining the magic of the Wizarding World with the gameplay of D&D 5e, this comprehensive Wizarding Alternative for Novelty Dungeoneering Stories (or W.A.N.D.S.) Rulebook substitutes 5e races, classes, subclasses, backgrounds, feats, skills, equipment, and spells. If you are a fan of both Dungeons & Dragons and Harry Potter, I present to you Wands & Wizards, a Harry Potter 5e Adaptation.
![]() Bazhov met him at the lapidary studio in Sverdlovsk. ![]() The main character of the story, Danilo the Craftsman, was based on the real miner Danila Zverev (Russian: Данила Кондратьевич Зверев, tr. "Some said he'd taken leave of his senses and died somewhere in the woods, but others said the Mistress had taken him to her mountain workshop forever". Danilo goes back to the village, destroys his stone cup and then disappears. The Mistress reminds him of his fiancée and warns Danilo that he would never want to go back to his people, but he insists. He goes to the copper mine and finds the Mistress of the Copper Mountain. Danilo's fiancée Katyenka asks him to forget it, but Danilo longs to see the Flower. They become the Mistress's mountain craftsmen forever. An old man tells him the legend that a most beautiful Stone Flower grows in the domain of the Mistress of the Copper Mountain, and those who see it start to understand the beauty of stone, but "life loses all its sweetness" for them. ![]() Danilo feels as if he just spoils the stone. He says that even the simplest flower "brings joy to your heart", but his stone cup will bring joy to no one. It turns out smooth and neat, but not beautiful enough for Danilo's liking. One day he is given an order to make a fine-molded cup, which he creates after a thornapple. He is sent to study under the stone-craftsman Prokopich. The main character of the story, Danilo, is a weakling and a scatterbrain, and people from the village find him strange. Vladimir Preobrazhensky as Danilo in The Tale of the Stone Flower ballet, 1 March 1954. The title was translated by Anna Gunin as "The Stone Flower". The story was published in the collection Russian Magic Tales from Pushkin to Platonov, published by Penguin Books in 2012. In the 1950s translation of The Malachite Casket was made by Eve Manning The story was published as "The Flower of Stone". The title was translated as "The Stone Flower". In 1944 the story was translated from Russian into English by Alan Moray Williams and published by Hutchinson as a part of the collection The Malachite Casket: Tales from the Urals. It was later released as a part of Malachite Box collection on 28 January 1939. Īfter the appearance in Literaturnaya Gazeta, the story was published in first volume of the Uralsky Sovremennik in 1938. Skazki starogo Urala) which accompanied the publication. His complimenting review The fairy tales of the Old Urals (Russian: Сказки старого Урала, tr. He was very impressed by it and published the shortened story in Literaturnaya Gazeta on. The Moscow critic Viktor Pertsov read the manuscript of "The Stone Flower" in the spring of 1938, when he traveled across the Urals with his literary lectures. The tale is told from the point of view of the imaginary Grandpa Slyshko (Russian: Дед Слышко, tr. He called "The Stone Flower" the "adult-toned" story. " Silver Hoof") with simple plots, children as the main characters, and a happy ending, and "adult-toned". Pavel Bazhov indicated that all his stories can be divided into two groups based on tone: "child-toned" (e.g. The story was translated from Russian into English by Alan Moray Williams in 1944, and several times after that. "The Stone Flower" is considered to be one of the best stories in the collection. It was later released as a part of the story collection The Malachite Box. Kamennyj tsvetok, IPA: ), also known as " The Flower of Stone", is a folk tale (also known as skaz) of the Ural region of Russia collected and reworked by Pavel Bazhov, and published in Literaturnaya Gazeta on and in Uralsky Sovremennik. Print ( newspaper, hardback and paperback) The Malachite Casket collection ( list of stories) Short story by Pavel Bazhov "The Stone Flower"Īlan Moray Williams (first), Eve Manning, et al. |